Commercial & Business Insurance
Protection built around how your business really operates.
From contractors and restaurants to professional offices and property owners, we place commercial coverage across Florida with carriers that understand your industry.
Coverage options
Policies we place
General Liability
Bodily injury, property damage and personal injury claims arising from your operations, premises or products.
Commercial Property
Buildings, equipment, inventory and business income, with attention to Florida wind and flood exposure.
Workers' Compensation
Required coverage for employees, with classification reviews to keep your premium accurate.
Commercial Auto
Owned, hired and non-owned vehicles, from a single work truck to a fleet.
Professional & E&O
Errors and omissions protection for consultants, agents, contractors and other professionals.
Business Owner's Policy
Bundled property and liability for small and mid-size businesses, often the most cost-effective starting point.
Umbrella / Excess
Additional liability limits above your primary policies for larger contracts and exposures.
Cyber Liability
Response and liability coverage for data breaches, ransomware and social engineering losses.
Bonds
License, permit and contract bonds to keep your projects and licenses moving.
Our approach
We underwrite you before the carrier does
- We walk through your operations, contracts and locations so the application reflects your real exposure.
- We identify certificate and additional-insured requirements before they hold up a job.
- We compare multiple carriers on coverage form and claims reputation, not just price.
- At renewal we re-market when it makes sense and explain the changes when it doesn't.
Prefer to talk it through? Learn about the agency or .
Not sure which coverage you need?
Quotes are free, and we shop multiple carriers on your behalf.