Personal Lines
Your home, your cars, your family, properly covered.
Florida's personal insurance market is not simple. We know which carriers are writing, what they require, and how to present your home or vehicle for the best available terms.
Coverage options
Policies we place
Homeowners
Dwelling, contents, liability and loss of use, with guidance on wind mitigation credits and deductibles.
Condo & Renters
Coverage for your unit interior, belongings and liability, coordinated with the association master policy.
Auto
Liability, PIP, collision and comprehensive with options for multi-car and multi-policy savings.
Flood
NFIP and private flood options, because standard home policies do not cover rising water.
Umbrella
Extra liability protection over your home and auto policies at a modest cost.
Boats, Motorcycles & More
Watercraft, motorcycle, golf cart, RV and other specialty vehicle coverage.
Our approach
Straight answers in a complicated market
- We review your current declarations page and explain what you actually have before we quote.
- We help you gather inspections (wind mitigation, four-point) that can lower premiums.
- We shop multiple admitted and surplus carriers and show you the trade-offs plainly.
- We stay with you at claim time and at every renewal.
Prefer to talk it through? Learn about the agency or .
Not sure which coverage you need?
Quotes are free, and we shop multiple carriers on your behalf.